Personal Deposit Rates

Rates Effective As Of 05/01/2015

Community Club
Tiers Rate APY *
$0 to $4999 0.10 0.10
$5000 to $9999 0.10 0.10
$10000 to $24999 0.15 0.15
$25000 to $49999 0.20 0.20
$50000 to $99999 0.25 0.25
$100000 + 0.25 0.25
Minimum required to open an account is $50. Minimum balance to earn interest is $1.00. Annual percentage yields are accurate as of the effective date stated above. Rates may change after account is opened. Fees may reduce earnings.
Community Money Market
Tiers Rate APY *
$0 to $4999 0.05 0.05
$5000 to $9999 0.05 0.05
$10000 to $24999 0.05 0.05
$25000 to $49999 0.15 0.15
$50000 to $99999 0.15 0.15
$100000 + 0.15 0.15
Minimum required to open an account is $50. Minimum balance to earn interest is $1.00. Annual percentage yields are accurate as of the effective date stated above. Rates may change after account is opened. Fees may reduce earnings.
Premium Money Market
Tiers Rate APY *
$0 to $14999 0.15 0.15
$15000 to $49999 0.25 0.25
$50000 to $99999 0.30 0.30
$100000 to $249999 0.30 0.30
$250000 to $499999 0.30 0.30
$500000 + 0.30 0.30
Minimum required to open an account is $50. Minimum balance to earn interest is $1.00. Annual percentage yields are accurate as of the effective date stated above. Rates may change after account is opened. Fees may reduce earnings.
Community Savings
Tiers Rate APY *
$0 to $4999 0.05 0.05
$5000 to $9999 0.05 0.05
$10000 to $24999 0.05 0.05
$25000 to $49999 0.08 0.08
$50000 to 99999 0.08 0.08
$100000 + 0.08 0.08
Minimum required to open an account is $50. Minimum balance to earn interest is $1.00. Annual percentage yields are accurate as of the effective date stated above. Rates may change after account is opened. Fees may reduce earnings.
Health Savings Account
Range Rate APY *
$0 to $999 0.10 0.10
$1000 to $2499 0.15 0.15
$2500 to $4999 0.25 0.25
$5000 to $9999 0.30 0.30
$10000 + 0.35 0.35
Minimum required to open an account is $50. Minimum balance to earn interest is $1.00. Annual percentage yields are accurate as of the effective date stated above. Rates may change after account is opened. Fees may reduce earnings.
Certificates of Deposit
Range Rate APY *
0-5 Months 0.10 0.10
6-11 Months 0.20 0.20
12-17 Months 0.35 0.35
18-23 Months 0.45 0.45
24-35 Months 0.60 0.60
36-47 Months 0.75 0.75
48-60 Months 0.90 0.90
The same rates are in effect for IRA’s
Annual percentage yield is accurate as of the effective date stated above. A penalty will be imposed for early withdrawal, which will reduce earnings on the account. Minimum required to open a Certificate of Deposit account $1,000. Minimum required to open and IRA Certificate of Deposit account $250.
Certificates of Deposit – Special
Term Rate APY*
24 Month 1.00 1.00
The same rates are in effect for IRA’s.
Annual percentage yield is accurate as of the effective date stated above. A penalty will be imposed for early withdrawal, which will reduce earnings on the account. Minimum required to open a Certificate of Deposit account $1,000. Minimum required to open and IRA Certificate of Deposit account $250.

* Annual Percentage Yield