Personal Checking

Community Shores Bank offers convenient access to a variety of full-service checking accounts. We know life can get busy, so we’ve made it easy for you to access your account with mobile banking, online banking, bill pay, and online statements. Every account also features easy ways to waive any monthly service charges. No matter where life takes you, Community Shores Bank has a checking account solution for you.

community-shores-bank Rewards Checking CSB Checking Community Choice Plus Checking Community Club Checking
Minimum Opening Deposit $0.00 $50.00 $50.00 $50.00
Monthly Maintenance Fee No Fee No Fee $3.00 $10.00
Balance Required to Waive Fee N/A N/A $300.00 $1,000.00
Online Banking and e-Statement Required, Otherwise $3.00 paper statement fee/per cycle Yes Yes No No
Interest Bearing Yes
See rates
No No Yes
See rates
Minimum Balance to Earn Interest $1.00 N/A N/A $1.00

Rewards Checking

Rewards Checking is for individuals who enjoy earning a higher rate of interest and ATM fee refunds when utilizing the banks qualifying electronic banking services.

You’ll enjoy these benefits:

  • 3.25% APY* on balances up to $25,000.00
  • 3.25% to 0.64 APY* on balances over $25,000.00
  • Up to $10 in US nationwide ATM surcharges refunded per statement cycle

Simply by meeting the following requirements each statement cycle:

Additional Product Features:

Click here for fees for additional services. To open an account, please visit one of our locations.

* Minimum balance to earn interest is $1.00. Annual percentage yields are accurate as of 10/17/19. Rates may change after account is opened. Fees may reduce earnings. Requirements must be met in order to obtain Rewards.

$3.00 paper statement fee/per cycle if not enrolled in Online Banking and e-Statements.

CSB Checking

CSB Checking is for individuals who do not want to worry about a minimum balance, like to write checks, and enjoy the convenience of electronic banking services.

Click here for fees for additional services. To open an account, please visit one of our locations.

$3.00 paper statement fee/per cycle if not enrolled in Online Banking and e-Statements.

Community Choice Plus Checking

Community Choice Plus is for individuals who want a basic, low-cost, easy to understand checking account.

Click here for fees for additional services. To open an account, please visit one of our locations.

Community Club Checking

If you’re looking for a flexible checking account that earns interest and has added features, Community Club Checking is your solution.

Click here for fees for additional services. To open an account, please visit one of our locations.