At Community Shores Bank we know that every business is unique and different in size, scale and scope. We offer a full complement of checking solutions that are designed to fit a variety of business needs and come with a variety of options. Let our business solutions specialists work with you to ensure the perfect fit for your unique business needs.
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Premium Small Business Checking | Business Checking | Business Interest Checking | Corporate Interest Checking | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Opening Deposit | $50.00 | $50.00 | $50.00 | $50.00 | ||||||||
| Monthly Maintenance Fee | No Fee | $8.00 | $8.00 | $50.00 | ||||||||
| Transactions Permitted |
|
Unlimited | Unlimited | Unlimited | ||||||||
| Paid Item Fee (per item) | $0.40 in excess of allowance | $0.15 | $0.15 | $0.15 | ||||||||
| Deposit Ticket Fee (per item) | $0.40 in excess of allowance | $0.25 | $0.25 | $0.25 | ||||||||
| Deposited Item Fee (per item | $0.40 in excess of allowance | $0.12 | $0.12 | $0.12 | ||||||||
| Interest Bearing | No | No* | Yes | Yes |
*Credit offset applied
Premium Small Business Checking
Community Shores Bank Premium Small Business Checking account is designed to meet the financial needs of your business. There is no need to change accounts as your business grows. This account grows with you to give you the flexibility your business needs.
- Night depository available at all branch locations
- e-Statements or paper
- Business VISA® debit card
- UChoose Rewards
- Business VISA® credit card
- ScoreCard® Rewards
- Telephone Banking
- Business Online Banking and Bill Payment
- Premier ACH Origination
- Merchant Credit Card Processing
- Check imaging available with Online Banking and monthly statements
- Cash Management Services
Click here for fees. To open an account, please visit one of our locations.
Business Checking
Designed for businesses with mid to high volume activity. With a Business checking account, your transactions are unlimited and there is no minimum balance. Average collected balances earn a credit, which is used to offset service fees.
- Ability to offset service charges and fees based upon average daily collected balances
- Night depository available at all branch locations
- e-Statements or paper
- Business VISA® debit card
- UChoose Rewards
- Business VISA® credit card
- ScoreCard® Rewards
- Telephone Banking
- Business Online Banking and Bill Payment
- Premier ACH Origination
- Merchant Credit Card Processing
- Check imaging available with Online Banking and monthly statements
- Cash Management Services
Click here for fees. To open an account, please visit one of our locations.
Business Interest Checking
With a Business Interest Checking account, sole proprietors, governmental entities and non-profit organizations can earn interest on funds in their checking account.
- Interest rates are tiered
- e-Statements or paper
- Night depository available at all branch locations
- Business VISA® debit card
- UChoose Rewards
- Business VISA® credit card
- ScoreCard® Rewards
- Telephone Banking
- Business Online Banking and Bill Payment
- Premier ACH Origination
- Merchant Credit Card Processing
- Check imaging available with Online Banking and monthly statements
- Cash Management Services
Click here for fees. To open an account, please visit one of our locations.
Corporate Interest Checking
Designed for businesses with higher balances and transaction volumes. You no longer have to transfer your money between accounts to earn interest. Community Shores Bank Corporate Interest Checking account offers the flexibility of a business checking account with the benefits of earning interest.
- Interest rates are tiered
- Night depository available at all branch locations
- e-Statements or paper
- Business VISA® debit card
- UChoose Rewards
- Business VISA® credit card
- ScoreCard® Rewards
- Telephone Banking
- Business Online Banking and Bill Payment
- Premier ACH Origination
- Merchant Credit Card Processing
- Check imaging available with Online Banking and monthly statements
- Cash Management Services
- Courier Service
Click here for fees. To open an account, please visit one of our locations.